Section 80TTA/TTB allows individuals to claim the deduction for interest received on all saving bank accounts of up to ₹10,000.


As per the Income Tax Act, losses from non-speculative business income can be set off against income from other sources (IFOS).

Since savings interest income is reported under the head IFOS, on Quicko the non-speculative business losses will automatically be set off against IFOS. 

Therefore, if you have savings interest deduction u/s 80TTA/TTB might not be or is partially reflected under Chapter VIA deductions.